Credit Appraisal Documentation

Overview

The Credit Appraisal Engine analyses transaction data to assess borrower creditworthiness. It evaluates income patterns, spending behaviour, repayment history, and financial stability to deliver consistent, explainable credit decisions in under 30 seconds.

How It Works

Submit transaction data or financial documents. The engine analyses income patterns, identifies recurring expenses, evaluates cash flow stability, and applies configurable risk scoring rules. Results include a credit score, risk flags, and a detailed explanation of the decision factors.

Usage